Previous savings rates

Intelligent Finance isaver

  • Cash ISA

    Accounts opened between

    Balance

    Annual interest - Gross/AER

    Monthly interest - Gross/AER

    Accounts opened between

    17/02/20 - 13/07/20

    Balance

    £1+

    Annual interest - Gross/AER

    0.10%

    Monthly interest - Gross/AER

    0.10%

    Accounts opened between

    08/12/16 - 16/02/20

    Balance

    £1+

    Annual interest - Gross/AER

    0.25%

    Monthly interest - Gross/AER

    0.25%

    Accounts opened between

    13/10/15 - 07/12/16

    Balance

    £1+

    Annual interest - Gross/AER

    0.50%

    Monthly interest - Gross/AER

    0.50%

    Accounts opened between

    13/10/14 - 12/10/15

    Balance

    £1+

    Annual interest - Gross/AER

    0.70%

    Monthly interest - Gross/AER

    0.70%

    Accounts opened between

    24/03/14 -12/10/14

    Balance

    £1+

    Annual interest - Gross/AER

    0.95%

    Monthly interest - Gross/AER

    0.95%

    Accounts opened between

    09/07/13 - 23/03/14

    Balance

    £1+

    Annual interest - Gross/AER

    1.20%

    Monthly interest - Gross/AER

    1.19%

    Accounts opened between

    09/02/13 - 08/07/13

    Balance

    £1+

    Annual interest - Gross/AER

    1.80%

    Monthly interest - Gross/AER

    1.79%

    Accounts opened between

    03/10/09 - 08/02/13 

    Balance

    £1+

    Annual interest - Gross/AER

    2.49%

    Monthly interest - Gross/AER

    2.46%

    Accounts opened between

    13/06/09 - 02/10/09

    Balance

    £1+

    Annual interest - Gross/AER

    2.85%

    Monthly interest - Gross/AER

    2.81%

    Accounts opened between

    02/04/09 - 12/06/09

    Balance

    £1+

    Annual interest - Gross/AER

    1.75%

    Monthly interest - Gross/AER

    1.74%

    Accounts opened between

    02/03/09 - 01/04/09

    Balance

    £1+

    Annual interest - Gross/AER

    2.25%

    Monthly interest - Gross/AER

    2.23%

    Accounts opened between

    02/02/09 - 01/03/09

    Balance

    £1+

    Annual interest - Gross/AER

    2.75%

    Monthly interest - Gross/AER

    2.72%

    Accounts opened between

    02/01/09 - 01/02/09

    Balance

    £1+

    Annual interest - Gross/AER

    3.25%

    Monthly interest - Gross/AER

    3.20%

    Accounts opened between

    02/12/08 - 01/01/09

    Balance

    £1+

    Annual interest - Gross/AER

    4.25%

    Monthly interest - Gross/AER

    4.17%

    Accounts opened between

    02/11/08 - 01/12/08

    Balance

    £1+

    Annual interest - Gross/AER

    5.90%

    Monthly interest - Gross/AER

    5.75%

    Accounts opened between

    30/04/08 - 01/11/08

    Balance

    £1+

    Annual interest - Gross/AER

    6.40%

    Monthly interest - Gross/AER

    6.22%

Direct Access Savings

  • Direct Access Savings

    Accounts opened between

    Balance

    Annual interest - Gross/AER

    Monthly interest - Gross/AER

    Accounts opened between

    17/02/20 - 13/07/20

    Balance

    £1+

    Annual interest - Gross/AER

    0.10%

    Monthly interest - Gross/AER

    0.10%

    Accounts opened between

    08/12/16 - 16/02/20

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    13/10/15 - 07/12/16

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    13/10/14 - 12/10/15

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.04%

    Accounts opened between

    24/03/14 -12/10/14

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    09/07/13 - 23/03/14

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    09/02/13 - 08/07/13

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    03/10/09 - 08/02/13 

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    13/06/09 - 02/10/09

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    02/04/09 - 12/06/09

    Balance

    £1+

    Annual interest - Gross/AER

    0.05%

    Monthly interest - Gross/AER

    0.05%

    Accounts opened between

    02/03/09 - 01/04/09

    Balance

    £1+

    Annual interest - Gross/AER

    0.40%

    Monthly interest - Gross/AER

    0.40%

    Accounts opened between

    02/02/09 - 01/03/09

    Balance

    £1+

    Annual interest - Gross/AER

    0.90%

    Monthly interest - Gross/AER

    0.90%

    Accounts opened between

    02/01/09 - 01/02/09

    Balance

    £1+

    Annual interest - Gross/AER

    1.40%

    Monthly interest - Gross/AER

    1.39%

    Accounts opened between

    02/12/08 - 01/01/09

    Balance

    £1+

    Annual interest - Gross/AER

    2.40%

    Monthly interest - Gross/AER

    2.37%

    Accounts opened between

    02/11/08 - 01/12/08

    Balance

    £1+

    Annual interest - Gross/AER

    3.90%

    Monthly interest - Gross/AER

    3.83%

    Accounts opened between

    30/04/08 - 01/11/08

    Balance

    £1+

    Annual interest - Gross/AER

    4.55%

    Monthly interest - Gross/AER

    4.46%

    Accounts opened between

    01/03/08 - 29/04/08

    Balance

    £1+

    Annual interest - Gross/AER

    4.80%

    Monthly interest - Gross/AER

    4.70%

    Accounts opened between

    31/12/07 - 01/03/08

    Balance

    £1+

    Annual interest - Gross/AER

    5.05%

    Monthly interest - Gross/AER

    4.94%

    Accounts opened between

    11/07/07 - 30/12/07

    Balance

    £1+

    Annual interest - Gross/AER

    5.30%

    Monthly interest - Gross/AER

    5.18%

    Accounts opened between

    12/05/07 - 10/07/07

    Balance

    £1+

    Annual interest - Gross/AER

    5.30%

    Monthly interest - Gross/AER

    5.18%

    Accounts opened between

    28/01/07 - 11/05/07

    Balance

    £1+

    Annual interest - Gross/AER

    5.05%

    Monthly interest - Gross/AER

    4.94%

    Accounts opened between

    11/11/06 - 27/01/07

    Balance

    £1+

    Annual interest - Gross/AER

    4.80%

    Monthly interest - Gross/AER

    4.70%

    Accounts opened between

    27/08/06 - 10/11/06

    Balance

    £1+

    Annual interest - Gross/AER

    4.55%

    Monthly interest - Gross/AER

    4.46%

    Accounts opened between

    31/03/06 - 26/08/06

    Balance

    £1+

    Annual interest - Gross/AER

    4.40%

    Monthly interest - Gross/AER

    4.31%

    Accounts opened between

    05/09/05 - 30/03/06

    Balance

    £1+

    Annual interest - Gross/AER

    4.50%

    Monthly interest - Gross/AER

    4.41%

    Accounts opened between

    31/01/05 - 04/09/05

    Balance

    £1+

    Annual interest - Gross/AER

    4.75%

    Monthly interest - Gross/AER

    4.65%

    Accounts opened between

    20/08/04 - 30/01/05

    Balance

    £1+

    Annual interest - Gross/AER

    4.75%

    Monthly interest - Gross/AER

    4.65%

    Accounts opened between

    25/06/04 - 19/08/04

    Balance

    £1+

    Annual interest - Gross/AER

    4.50%

    Monthly interest - Gross/AER

    4.41%

    Accounts opened between

    20/02/04 - 24/06/04

    Balance

    £1+

    Annual interest - Gross/AER

    4.25%

    Monthly interest - Gross/AER

    4.17%

    Accounts opened between

    28/11/03 - 19/02/04

    Balance

    £1+

    Annual interest - Gross/AER

    4.00%

    Monthly interest - Gross/AER

    3.93%

    Accounts opened between

    05/08/03 - 27/11/03

    Balance

    £1+

    Annual interest - Gross/AER

    3.55%

    Monthly interest - Gross/AER

    3.49%

    Accounts opened between

    15/03/03 - 04/08/03

    Balance

    £1+

    Annual interest - Gross/AER

    3.70%

    Monthly interest - Gross/AER

    3.64%

    Accounts opened between

    01/03/03 - 14/03/03

    Balance

    £1+

    Annual interest - Gross/AER

    3.7%

    Monthly interest - Gross/AER

    3.64%

    Accounts opened between

    04/08/02 - 28/02/03

    Balance

    £1+

    Annual interest - Gross/AER

    3.80%

    Monthly interest - Gross/AER

    3.74%

    Accounts opened between

    03/03/02 - 03/08/02

    Balance

    £1+

    Annual interest - Gross/AER

    4.01%

    Monthly interest - Gross/AER

    3.94%

    Accounts opened between

    05/12/01 - 02/03/02

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    4.05%
    4.05%
    4.05%
    4.10%
    4.10%
    4.15%

    Monthly interest - Gross/AER

    3.98%
    3.98%
    3.98%
    4.02%
    4.02%
    4.07%

    Accounts opened between

    13/11/01 - 04/12/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    4.55%
    4.55%
    4.55%
    4.60%
    4.60%
    4.65%

    Monthly interest - Gross/AER

    4.46%
    4.46%
    4.46%
    4.51%
    4.51%
    4.55%

    Accounts opened between

    17/10/01 - 13/11/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    4.76%
    4.76%
    4.80%
    4.85%
    4.90%
    4.96%

    Monthly interest - Gross/AER

    4.66%
    4.66%
    4.70%
    4.75%
    4.79%
    4.85%

    Accounts opened between

    06/09/01 - 16/10/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    5.01%
    5.01%
    5.05%
    5.15%
    5.20%
    5.30%

    Monthly interest - Gross/AER

    4.90%
    4.90%
    4.94%
    5.03%
    5.08%
    5.18%

    Accounts opened between

    07/08/01 - 05/09/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    5.26%
    5.26%
    5.30%
    5.40%
    5.50%
    5.60%

    Monthly interest - Gross/AER

    5.14%
    5.14%
    5.18%
    5.27%
    5.37%
    5.46%

    Accounts opened between

    05/06/01 - 06/08/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    5.50%
    5.50%
    5.60%
    5.70%
    5.85%
    6.00%

    Monthly interest - Gross/AER

    5.37%
    5.37%
    5.46%
    5.56%
    5.70%
    5.84%

    Accounts opened between

    01/05/01 - 04/06/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    5.75%
    5.75%
    5.85%
    5.95%
    6.10%
    6.25%

    Monthly interest - Gross/AER

    5.60%
    5.60%
    5.70%
    5.79%
    5.94%
    6.08%

    Accounts opened between

    16/01/01 - 30/04/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    6.00%
    6.00%
    6.10%
    6.20%
    6.35%
    6.50%

    Monthly interest - Gross/AER

    5.84%
    5.84%
    5.94%
    6.03%
    6.17%
    6.31%

    Accounts opened between

    29/09/00 - 15/01/01

    Balance

    £1 - £999
    £1,000 - £9,999
    £10,000 - £24,999
    £25,000 - £49,999
    £50,000 - £99,999
    £100k +

    Annual interest - Gross/AER

    5.00%
    5.65%
    5.75%
    5.85%
    6.00%
    6.25%

    Monthly interest - Gross/AER

    4.89%
    5.51%
    5.60%
    5.70%
    5.84%
    6.08%

Cash ISA

  • Cash ISA

    Accounts opened between

    Balance

    Annual interest - Tax-free**/AER

    Monthly interest - Tax-free**/AER

    Accounts opened between

    14/07/20 - 15/09/21

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.05%

    Monthly interest - Tax-free**/AER

    0.05%

    Accounts opened between

    17/02/20 - 13/07/20

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.10%

    Monthly interest - Tax-free**/AER

    0.10%

    Accounts opened between

    08/12/16 - 16/02/20

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.40%

    Monthly interest - Tax-free**/AER

    0.40%

    Accounts opened between

    13/10/15 - 07/12/16

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.65%

    Monthly interest - Tax-free**/AER

    0.65%

    Accounts opened between

    13/10/14 - 12/10/15

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.71%

    Monthly interest - Tax-free**/AER

    0.71%

    Accounts opened between

    24/03/14 - 12/10/14

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.96%

    Monthly interest - Tax-free**/AER

    0.96%

    Accounts opened between

    09/07/13 - 23/03/14

    Balance

    £1+

    Annual interest - Tax-free**/AER

    1.21%

    Monthly interest - Tax-free**/AER

    1.21%

    Accounts opened between

    09/02/13 - 08/07/13

    Balance

    £1+

    Annual interest - Tax-free**/AER

    1.81%

    Monthly interest - Tax-free**/AER

    1.80%

    Accounts opened between

    03/10/09 - 08/02/13 

    Balance

    £1+

    Annual interest - Tax-free**/AER

    2.50%

    Monthly interest - Tax-free**/AER

    2.47%

    Accounts opened between

    13/06/09 - 02/10/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    2.75%

    Monthly interest - Tax-free**/AER

    2.72%

    Accounts opened between

    02/04/09 - 12/06/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    0.60%

    Monthly interest - Tax-free**/AER

    0.60%

    Accounts opened between

    02/03/09 - 01/04/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    1.10%

    Monthly interest - Tax-free**/AER

    1.09%

    Accounts opened between

    02/02/09 - 01/03/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    1.60%

    Monthly interest - Tax-free**/AER

    1.59%

    Accounts opened between

    02/01/09 - 01/02/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    2.10%

    Monthly interest - Tax-free**/AER

    2.08%

    Accounts opened between

    02/12/08 - 01/01/09

    Balance

    £1+

    Annual interest - Tax-free**/AER

    3.10%

    Monthly interest - Tax-free**/AER

    3.06%

    Accounts opened between

    02/11/08 - 01/12/08

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.60%

    Monthly interest - Tax-free**/AER

    4.51%

    Accounts opened between

    30/04/08 - 01/11/08

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.10%

    Monthly interest - Tax-free**/AER

    4.98%

    Accounts opened between

    01/03/08 - 29/04/08

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.35%

    Monthly interest - Tax-free**/AER

    5.22%

    Accounts opened between

    31/12/07 - 01/03/08

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.60%

    Monthly interest - Tax-free**/AER

    5.46%

    Accounts opened between

    11/07/07 - 30/12/07

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.85%

    Monthly interest - Tax-free**/AER

    5.70%

    Accounts opened between

    12/05/07 - 10/07/07

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.60%

    Monthly interest - Tax-free**/AER

    5.46%

    Accounts opened between

    28/01/07 - 11/05/07

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.35%

    Monthly interest - Tax-free**/AER

    5.22%

    Accounts opened between

    11/11/06 - 27/01/07

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.1%

    Monthly interest - Tax-free**/AER

    4.98%

    Accounts opened between

    27/08/06 - 10/11/06

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.85%

    Monthly interest - Tax-free**/AER

    4.75%

    Accounts opened between

    31/03/06 - 26/08/06

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.55%

    Monthly interest - Tax-free**/AER

    4.56%

    Accounts opened between

    05/09/05 - 30/03/06

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.55%

    Monthly interest - Tax-free**/AER

    4.46%

    Accounts opened between

    31/01/05 - 04/09/05

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.00%

    Monthly interest - Tax-free**/AER

    4.89%

    Accounts opened between

    20/08/04 - 30/01/05

    Balance

    £1+

    Annual interest - Tax-free**/AER

    5.10%

    Monthly interest - Tax-free**/AER

    4.98%

    Accounts opened between

    25/06/04 - 19/08/04

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.85%

    Monthly interest - Tax-free**/AER

    4.75%

    Accounts opened between

    20/02/04 - 24/06/04

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.60%

    Monthly interest - Tax-free**/AER

    4.51%

    Accounts opened between

    28/11/03 - 19/02/04

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.35%

    Monthly interest - Tax-free**/AER

    4.27%

    Accounts opened between

    05/08/03 - 27/11/03

    Balance

    £1+

    Annual interest - Tax-free**/AER

    3.90%

    Monthly interest - Tax-free**/AER

    3.83%

    Accounts opened between

    15/03/03 - 04/08/03

    Balance

    £1+

    Annual interest - Tax-free**/AER

    4.05%

    Monthly interest - Tax-free**/AER

    3.98%

Tax-free** - Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.

For more definitions, see our glossary.

From 6th April 2016, Cash ISAs replaced Mini Cash ISAs.