Tools & Calculators

See for yourself how you could lower your monthly mortgage payment or pay off your mortgage early.

Speak to us

0845 609 4343

Call charge information

Skip Breadcrumb TrailHome > Tools & calculators > Find out how much offsetting can save me

Offset mortgage calculator

With an offset mortgage from Intelligent Finance, you can use the balances in your current account or savings (and even your ISA), to reduce the amount of interest you pay on your mortgage, or maximise the interest you earn on your savings. And, because you don't receive interest on your current account and direct access savings when offsetting, there is no tax to pay on the amount being offset.

Try our Offset Calculator now and see how much you could save on your mortgage.