Make the most of my Cash ISA
Here are some top tips to help you see how easy it is to make the most out of your Intelligent Finance Cash ISA:
- Have you got money tucked away in current accounts or other savings accounts that you could put into your Cash ISA?
- Start your Cash ISA saving early so that you're not rushing to get everything sorted out as the tax year end looms.
- Always try to use your entire annual Cash ISA allowance every tax year to maximise the tax benefits on the money you save. Any unused Cash ISA allowance cannot be carried forward to the next tax year.
- Our Cash ISA is a simple, straightforward product that gives you easy access to your funds whenever you need them. Interest is calculated on a daily basis and there are no restrictions or penalties for withdrawal. However, if you have deposited the full allowance in one tax year, any funds withdrawn can't be replaced.
- If you are an existing Intelligent Finance offset mortgage customer, you can offset any of our savings products, including your Cash ISA against your mortgage.
If you hold an Intelligent Finance Cash ISA and have not used your annual Cash ISA allowance you can top up your balance by logging in to your plan or giving us a call on 0845 609 4343.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax. Tax treatment depends on your individual circumstances and may change.