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Intelligent Finance no longer offers new savings products

Cash ISA
  • Interest Rate - 0.71% tax-free/AER variable
  • Variable, easy access product
  • Operated online or by phone
  • Interest paid tax free
  • From 6th April 2015 you can save up to £15,240 in tax year 2015/2016*
Intelligent Finance isaver - online only
  • Interest Rate - 0.70% gross/AER variable
  • Variable, easy access product
  • Operated online
Direct Access Savings
  • Interest Rate - 0.05% gross/AER variable
  • Variable, easy access product
  • Operated online or by phone

*This allowance is inclusive of any amount invested in a Stocks and Shares ISA in the same tax year.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).

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You can apply for savings online. Just register for online banking first, then log in and select "Enhance Plan".

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