Savings

Whether you choose our Cash ISA, or direct access savings, you'll be sure of a great rate.

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Cash ISA 5.10% AER/GROSS variable
5.10 %
AER/GROSS variable
There's no notice period or charges to withdraw your money, you can open your Cash ISA with as little as £1 and the Intelligent Finance Cash ISA is guaranteed to pay at least the Bank of England's base rate until 31st December 2008. If the Bank of England's base rate moves up, the rate on the Cash ISA will change within one calendar month to at least the Bank of England's new base rate.
Direct Access Savings 4.55% AER/GROSS variable
4.55 %
AER/GROSS variable
You'll have quick access to your money as often as you like - simply transfer funds to your chosen connected account using our simple online banking service, or over the phone. There are no charges when you withdraw money or if you close the account, and you can start saving from as little as £1.

Connect your savings to your offset mortgage and you could reduce the term of your mortgage or lower your monthly mortgage payment.

Find out about connecting your accounts

Whether you choose Intelligent Finance direct access savings, or our Cash ISA, you'll be sure of a great rate. And because you have the option to offset your savings with your offset mortgage, you could save a bundle on the amount of interest you pay too.

Our Savings accounts give you lots of great benefits, including:

  • You'll have quick access to your money as often as you like
  • You can simply transfer funds to your chosen connected account using our simple online banking service, or over the phone
  • There are no charges when you withdraw money or if you close the account
  • You can start saving from as little as £1
  • And by offsetting your savings balance with your offset mortgage you could reduce the amount of interest you pay
  • Transfer existing ISAs using our simple transfer service.
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Connect your Intelligent Finance current account and savings with your Intelligent Finance mortgage and you could reduce the term or lower your monthly payments.

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Already have an Intelligent Finance Mortgage or Current Account?

You can apply for savings online. Just register for online banking first, then log in and select "Enhance Plan".

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The Banking Code

The Code promises minimum standards of service to our customers for security, information and the way we run our accounts.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.