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Intelligent Finance no longer offers new savings products

Cash ISA
  • Interest Rate - 0.96% tax-free/AER variable
  • Variable, easy access product
  • Operated online or by phone
  • Interest paid tax free
  • Save up to £15,000 this tax year
Intelligent Finance isaver - online only
  • Interest Rate - 0.95% gross/AER variable
  • Variable, easy access product
  • Operated online
Direct Access Savings
  • Interest Rate - 0.05% gross/AER variable
  • Variable, easy access product
  • Operated online or by phone

Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).

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You can apply for savings online. Just register for online banking first, then log in and select "Enhance Plan".

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