Plan for tax year end
The current tax year ends in April 2012, but you should try to make the most of your tax-free* allowance as early in the year as possible. If you have the money available now, investing in an ISA is a very sensible option.
You can open a Cash ISA for as little as £1.
And what's more, if you're an existing offset mortgage customer and choose not to be paid interest on your Cash ISA, you can offset your Intelligent Finance Cash ISA against your mortgage balance, which could save you thousands over the term of your mortgage. For ISA details visit the savings section. And remember to watch out for further reviews in the new tax year.
*Tax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future.