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The value of the Basic State Pension has slowly been eroded in recent years and by the time you come to retire, it may fall short of your financial expectations. It's also worth bearing in mind that not everybody qualifies for the Basic State Pension, as you must have made a minimum level of National Insurance contributions. Currently, about 10% of men and 50% of women receive less than the full Basic State Pension because they haven't contributed enough.
That’s why it’s advisable to start saving for your future as soon as possible. If you don’t already have a pension, we strongly recommend you speak to an Independent Financial Advisor. But if you are saving for your pension (or thinking about starting one), you can take advantage of tax-free savings with an ISA from Intelligent Finance.
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¹ Calls to 0845 numbers from BT landlines will cost a maximum of 4p per minute, plus a 6p call set-up fee. The price of calls from other telephone companies will vary. The call price is correct at May 2008.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.