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In the case of an emergency, most of us haven’t actually considered what we’d do. It can be quite a daunting thought but with a bit of planning, it needn’t be. For example, keeping some emergency savings in an ISA is always a good idea, as your savings will be instantly accessible and earning tax-free interest.
If you're unable to work for a period of time due to disability (ie, accident or sickness) or unemployment, ensuring your regular mortgage payment is met can quickly become a struggle. Our Sickness & Unemployment Cover policy can ensure it is met for up to 12 months for any single claim.
These are all ways to ensure you have the peace of mind that if anything does happen in the future, you’ll be ready for it.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.