Remortgage
If you are coming to the end of an existing mortgage deal and looking to remortgage then Intelligent Finance offers you a range of mortgages whether you’re looking for an offset, fixed rate or tracker rate mortgage. With our offset mortgages you can choose how you receive your offset benefits; by shortening the term of your mortgage, lowering your monthly payments or reducing the amount you owe – which could save you money over your current mortgage deal.
Offset Mortgages
With an offset mortgage you could reduce the amount of interest you pay on your mortgage.
Instead of receiving interest on your Intelligent Finance savings and current account, you pay none on the equivalent amount on your mortgage. There’s also no limit on the amount you can offset and interest is calculated on the basis of daily balances.
Tracker Rate Mortgages
Our tracker rates are linked to the Bank of England base rate, which can be monitored by checking www.bankofengland.co.uk
Fixed Rate Mortgages
Fixed rate mortgages are reassuring because your interest rate stays the same for a set period.
See all our mortgages
If you’re not sure which mortgage is right for you take a look at all the options available.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.