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Buying a new home

When buying a new home Intelligent Finance offers you a range of mortgages, whether you’re looking for an offset, fixed rate or tracker rate mortgage. And if you are a first time buyer you could have more money in your pocket each month by choosing to receive your offset benefits as lower monthly payments – giving you more cash to spend each month on whatever you like.

Offset Mortgages

With an offset mortgage you could reduce the amount of interest you pay on your mortgage.

Instead of receiving interest on your Intelligent Finance savings and current account, you pay none on the equivalent amount on your mortgage. There’s also no limit on the amount you can offset and interest is calculated on the basis of daily balances.

Tracker Rate Mortgages

Our tracker rates are linked to the Bank of England base rate, which can be monitored by checking www.bankofengland.co.uk

Fixed Rate Mortgages

Fixed rate mortgages are reassuring because your interest rate stays the same for a set period.

See all our mortgages

If you’re not sure which mortgage is right for you take a look at all the options available.

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