Mortgages

Find out how offsetting your mortgage can reduce the amount of interest you pay

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Existing customer moving home

As an existing Intelligent Finance mortgage customer you are already receiving some great benefits on your mortgage. As you are moving home you may want to change the type of mortgage you have, or if you already have an offset mortgage, you can change how you receive your offset benefits. And don’t forget, your Intelligent Finance mortgage is portable – so you can carry forward the special rate to a mortgage on a new property for the remainder of the special rate period.

Offset Mortgages

With an offset mortgage you could reduce the amount of interest you pay on your mortgage.

Instead of receiving interest on your Intelligent Finance savings and current account, you pay none on the equivalent amount on your mortgage. There’s also no limit on the amount you can offset and interest is calculated on the basis of daily balances.



 

Tracker Rate Mortgages

Our tracker rates are linked to the Bank of England base rate, which can be monitored by checking www.bankofengland.co.uk



 

Fixed Rate Mortgages

Fixed rate mortgages are reassuring because your interest rate stays the same for a set period.



 

See all our mortgages

If you’re not sure which mortgage is right for you take a look at all the options available.



 

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Already have an Intelligent Finance Savings or Current Account?

You can apply for a mortgage online. Just register for online banking first, then log in and select "Enhance Plan".

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How do I apply?

Our mortgages are available exclusively through your local Professional Adviser.

How to find a Professional Adviser

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Which mortgage is right for me?

Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.