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Find out how offsetting your mortgage can reduce the amount of interest you pay
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0845 609 4343
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Our mortgages:
As an offset mortgage and banking specialist, Intelligent Finance offers you a range of offset mortgages whether you’re a First Time Buyer, looking to remortgage or you already hold an Intelligent Finance mortgage and are simply moving home.
If you are coming to the end of an existing mortgage deal and looking to remortgage then Intelligent Finance offers you a range of mortgages whether you’re looking for an offset, fixed rate or tracker rate mortgage.
When buying your first home Intelligent Finance offers you a range of mortgages, whether you’re looking for an offset, fixed rate or tracker rate mortgage.
As an existing Intelligent Finance mortgage customer we have some great deals available to you on either offset, tracker or fixed rate mortgages.
Bank of Scotland International offer a range of offshore mortgages and their experienced team can talk you through your requirements.
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Need help?
You can apply for a mortgage online. Just register for online banking first, then log in and select "Enhance Plan".
Our mortgages are available exclusively through your local Professional Adviser.
How to find a Professional Adviser
Try our offset calculator
View affordability calculator
Try mortgage picker
See our demo to find out how offsetting works
Your home may be repossessed if you do not keep up repayments on your mortgage.
Please note that our mortgage range is available to new mortgage customers and to existing Intelligent Finance mortgage customers who are moving home.