Current Account

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An Intelligent Finance current account could could help your money work harder by offsetting against your mortgage. Find out more about offsetting

The key features of our current account are:

• Online and phone banking with UK call centres
• A competitive credit interest rate
• The ability to offset your account against your mortgage
• A credit interest rate of 2.25% AER/GROSS Variable
• Arranged overdraft rate of 10.05% EAR Variable
• Withdraw up to £300 a day from over 800,000 cash machines all over the world
• Debit card, with £100 cheque guarantee facility
• View your balance, move money and pay bills with our easy to use online banking service
• And you can switch to us in a hassle free move: our dedicated team will ensure all your direct debits and standing orders are moved over quickly and efficiently and they'll keep you informed every step of the way.

Did you know?

By offsetting you can use the balance of your current account to reduce the amount of interest you pay on your offset mortgage. For example, if you have £60,000 outstanding balance on an offset mortgage and £1,000 in your current account, by not receiving interest on your current account balance, you won't pay interest on £1,000 of the outstanding mortgage balance.

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