Flat rate credit card
Put an end to switching your credit card and transferring your balance with our flat rate credit card
Our credit card gives you lots of great benefits, including:
- An excellent typical 8.9 % APR (variable)*
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A typical 8.94% p.a (variable) on balance transfers and purchases
- Additional cards available at no charge
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Accepted in over 24 million locations and 130 countries worldwide
- Quick & simple to transfer a balance, with no fee
- Up to 59 days interest free credit on all purchases if you pay your balance in full each month.
See our credit card summary for full details.
Intelligent Finance offer a range of services to ensure you can always use your credit card with complete peace of mind
Card Protection
Repayment Cover