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18th January – Important security reminder
5th January - Important changes to online banking
23rd December - Lloyds Banking Group divestment
2nd August - Terms & Conditions update
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Intelligent Finance is a division of Bank of Scotland plc. Registered in Scotland number SC327000. Registered office: The Mound, Edinburgh, EH1 1YZ, United Kingdom. Bank of Scotland is part of Lloyds Banking Group.. This site is intended only for people who live in the UK and you must be a UK resident to apply for our products.

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.